The Federal Government of Nigeria has commenced the National Emergency Relief and Stabilization Intervention (NERSI), a cash assistance programme designed to provide financial relief to poor and vulnerable households across the country.
Under the programme, selected beneficiaries will receive ₦50,000 monthly to help them cope with rising living costs and meet essential household needs. The intervention is coordinated by the Federal Ministry of Humanitarian Affairs and Poverty Reduction.
Since the announcement, many Nigerians have been searching for information about NERSI registration, eligibility requirements, how to check their names, approved payment platforms and how to receive the ₦50,000 support.
One important thing to understand is that NERSI does not operate like a conventional government grant where everyone completes an online application form. Beneficiaries are identified through existing verified national identity records and the National Social Register.
Those selected will receive an SMS from one of the approved financial service providers, asking them to give consent before the payment is processed.
In this guide, you will learn what the NERSI programme is about, who qualifies, how beneficiaries are selected, how to check eligibility, the approved payment platforms and what to do if you have not received a notification.
What Is NERSI ₦50,000 Monthly Cash Support?
NERSI stands for National Emergency Relief and Stabilization Intervention. It is a Federal Government cash assistance programme introduced to provide immediate financial support to poor and vulnerable Nigerian households affected by rising food prices and the increasing cost of essential goods.
The programme is coordinated by the Federal Ministry of Humanitarian Affairs and Poverty Reduction as part of the government’s social protection interventions.
Under NERSI, selected beneficiaries will receive ₦50,000 monthly directly into a mobile wallet through approved digital financial service providers.
Unlike some empowerment programmes that require applicants to submit forms, upload certificates or attend physical screening exercises, NERSI uses existing government beneficiary records to identify eligible households.
The programme is intended to make financial assistance available to vulnerable households without requiring them to pay registration fees or go through agents.
According to the Federal Government, the intervention will be reviewed regularly based on changes in the cost of living.
How Much Is the NERSI Grant?
The NERSI intervention provides ₦50,000 to each selected beneficiary.
Here are the important payment details:
- Grant amount: ₦50,000.
- Payment frequency: Monthly.
- Beneficiaries: Selected poor and vulnerable Nigerian households.
- Payment method: Direct payment into a mobile wallet.
- Payment providers: ALAT, MoMo PSB, NairaGram, OPay and Moniepoint.
- Repayment: It is a grant, not a loan.
- Registration fee: Free.
- Consent: Beneficiaries must accept the support before payment is processed.
The full ₦50,000 is credited to the beneficiary’s wallet. The programme does not deduct a registration or processing fee.
However, ordinary withdrawal charges may apply if you choose to withdraw through a POS agent.
Who Is Eligible for the NERSI ₦50,000 Cash Support?
The NERSI programme targets poor and vulnerable households in Nigeria that need financial assistance to meet essential living expenses.
Beneficiaries are identified through verified national identity records and the National Social Register.
This means that having a bank account, mobile wallet or Nigerian National Identification Number (NIN) does not automatically guarantee selection.
The government uses its existing records and screening process to identify households that meet the programme’s vulnerability requirements.
Who Can Benefit From NERSI?
The programme is designed to support vulnerable households across Nigeria, including households experiencing financial hardship and difficulty meeting basic needs.
However, the government has not published a separate public application checklist or a complete list of individual selection scores.
The following points are important:
- Beneficiaries must be identified through the programme’s approved selection process.
- Selection is based on verified national identity records and the National Social Register.
- Having an OPay, Moniepoint or other approved wallet does not automatically make someone eligible.
- Beneficiaries must receive an official notification and give consent before payment.
- Payments are being distributed in phases, so not everyone selected will necessarily receive a notification at the same time.
Is NERSI Registration Open in 2026?
There is no public NERSI registration form or open application portal where Nigerians can submit applications to become beneficiaries.
The Federal Government has explained that beneficiaries are selected through existing verified national identity records and the National Social Register.
Therefore, you do not need to:
- Complete an online NERSI registration form.
- Pay an agent to add your name to the beneficiary list.
- Upload documents to an unofficial website.
- Pay a processing or activation fee.
- Visit an individual claiming to represent the programme.
If you come across a website advertising NERSI registration for everyone, verify the information through the official government website before submitting any personal information.
The official NERSI information portal is:
You can use this website to read the programme guidelines, understand the selection process and get information about accepting your payment.
How to Check NERSI ₦50,000 Grant Eligibility in Nigeria
If you want to know whether you have been selected for the NERSI cash support, you should check through the approved payment provider associated with the programme.
The Federal Government has approved five digital financial service providers to facilitate payments.
These are:
- ALAT by Wema Bank.
- MoMo PSB.
- NairaGram.
- OPay.
- Moniepoint.
Beneficiaries may receive an SMS from their designated provider informing them that they have been selected.
You can also use the relevant provider’s official USSD channel or mobile application to access the available NERSI services.
1. How to Check NERSI Eligibility on ALAT by Wema Bank
ALAT is the digital banking platform of Wema Bank and one of the approved payment providers for NERSI.
To access the available NERSI services:
- Use the phone number associated with your beneficiary records.
- Dial 94523#.
- Follow the instructions displayed on your phone.
- Select the relevant eligibility or acceptance option where available.
- Follow the instructions to complete the process if you have been selected.
You can also use the official ALAT platform to access available banking services.
2. How to Check NERSI Eligibility on MoMo PSB
MoMo PSB is another approved payment provider for the Federal Government’s NERSI intervention.
To access the service:
- Use the phone number associated with your beneficiary notification.
- Dial 6710#.
- Follow the instructions on your screen.
- Select the relevant NERSI option where available.
- Complete the acceptance process if you have been selected.
You can also use the official MoMo application for available account services.
3. How to Check NERSI Eligibility on NairaGram
NairaGram is among the approved digital payment providers participating in the intervention.
To access its NERSI service:
- Dial 72600# using your registered phone number.
- Follow the menu instructions.
- Select the relevant NERSI option where available.
- Complete the required steps if you receive a selection notification.
4. How to Check NERSI Eligibility on OPay
OPay is one of the approved mobile money operators participating in the NERSI programme.
OPay customers should check their official application for any notification relating to the Federal Government’s ₦50,000 support.
You can also use the official USSD channel:
Dial 95520#
Follow the instructions displayed for the available NERSI services.
If you have received an official SMS containing a different acceptance code, follow the instructions in that verified message.
5. How to Check NERSI Eligibility on Moniepoint
Moniepoint is also an approved payment provider for the programme.
To access its available NERSI services:
- Dial 557327# using the phone number associated with your records.
- Follow the instructions displayed.
- Select the relevant NERSI eligibility or acceptance option where available.
- Complete the required steps if you have been selected.
You can also check through the official Moniepoint mobile application.
Important: The USSD channels above provide access to provider services. Do not assume that simply dialling a code means you have been selected. Follow the official selection and acceptance instructions provided by your payment provider.
List of Approved NERSI Payment Platforms and USSD Codes
The Federal Government has approved five financial service providers to facilitate NERSI payments.
| Payment provider | USSD code |
|---|---|
| ALAT by Wema Bank | 94523# |
| MoMo PSB | 6710# |
| NairaGram | 72600# |
| OPay | 95520# |
| Moniepoint | 557327# |
These are the service codes published on the official NERSI information portal. The exact acceptance instructions may be provided in your selection SMS.
How to Receive the NERSI ₦50,000 Monthly Payment
Being identified as a potential beneficiary does not automatically mean the money will enter your wallet without any action.
The Federal Government requires selected beneficiaries to give their consent before payment is processed.
Here is how the process works:
Step 1: Receive an Official SMS Notification
If you have been selected, your designated payment provider will send you an SMS informing you of your selection.
The message will identify the provider and give instructions on how to accept the support.
Step 2: Confirm the Message Is Genuine
Check that the message comes from one of the five approved providers:
- ALAT or Wema Bank.
- MoMo PSB.
- NairaGram.
- OPay.
- Moniepoint.
If you are unsure whether a message is genuine, contact the programme helpline before responding.
Step 3: Give Your Consent
Follow the instructions in the official SMS and use the relevant provider’s USSD code to accept the support.
The programme requires your consent before payment can be made.
Step 4: Activate Your Mobile Wallet
After accepting the support, your mobile wallet is opened or linked to your phone number and NIN as required by the provider.
Step 5: Receive Your ₦50,000 Payment
Once the acceptance and payment process is completed, the ₦50,000 is credited to your wallet.
You should receive a confirmation message from your payment provider.
How to Withdraw Your NERSI ₦50,000 Payment
After receiving the cash support, beneficiaries can access their money through the available services offered by their payment providers.
Depending on your provider, you may be able to:
- Withdraw cash through a POS agent.
- Transfer the money to your bank account.
- Send money to another account.
- Spend directly from your mobile wallet.
- Withdraw part of the money and keep the remaining balance.
You do not have to withdraw the entire ₦50,000 at once.
For POS withdrawals, confirm the agent’s transaction charges before proceeding.
Why Have I Not Received the NERSI ₦50,000 SMS?
If you have not received a notification, it does not necessarily mean you have been permanently excluded from the programme.
The Federal Government has explained that payments and beneficiary notifications are being carried out in phases.
There are also households that may not be included in the current selection.
Here are some possible explanations:
1. You Have Not Been Selected in the Current Phase
NERSI is not an automatic payment for every Nigerian. Only households identified through the approved selection process are contacted.
2. Beneficiary Notifications Are Being Sent in Batches
The government is using approved payment providers to contact beneficiaries. Notifications may not arrive for everyone at the same time.
3. Your Phone Number May Not Match Your Beneficiary Records
The programme uses verified national identity records and the National Social Register. If your contact details are outdated, you may experience difficulties receiving notifications.
4. You Are Checking the Wrong Payment Provider
The five providers participating in the programme are ALAT, MoMo PSB, NairaGram, OPay and Moniepoint.
If you are checking only one platform, you may miss a notification from the provider assigned to you.
What Should You Do?
- Keep your registered phone number active.
- Check your SMS inbox regularly.
- Check the official services of the five approved providers where available.
- Visit the official NERSI website for updates.
- Contact the programme helpline if you need assistance.
Do not pay anyone who promises to add your name to the list or speed up your payment.
Is the NERSI ₦50,000 Support a Loan?
No. NERSI is a Federal Government grant, not a loan.
Selected beneficiaries are not expected to repay the ₦50,000 received under the intervention.
The support is intended to help vulnerable households meet essential expenses and cope with rising living costs.
How to Identify Fake NERSI Registration Websites and Messages
Because the NERSI programme has attracted considerable attention, Nigerians should be careful about fake registration links, fraudulent messages and individuals claiming to be government agents.
The official programme is free.
Watch out for the following warning signs:
- A website asking you to pay a registration fee before receiving ₦50,000.
- Someone promising to add your name to the beneficiary list for a fee.
- Messages requesting your ATM PIN, OTP or banking password.
- Unofficial websites claiming that everyone can register for NERSI.
- WhatsApp messages asking you to forward a link to qualify for the grant.
- Individuals claiming they can release your payment after receiving money.
The official NERSI programme does not require beneficiaries to pay to be selected or receive their support.
Never share your PIN, OTP or password with anyone.
For verification, use the official website: https://fmhapr.gov.ng/nersi/
NERSI Official Website and Contact Number
The official NERSI information portal is managed by the Federal Ministry of Humanitarian Affairs and Poverty Reduction.
Official website: https://fmhapr.gov.ng/nersi/
Programme helpline: 0700-022-2222
You can use the official website to understand the programme, read the eligibility information, confirm how beneficiaries are selected and learn how to identify genuine payment notifications.
If you receive a suspicious message or someone requests money to help you access the grant, contact the official helpline for clarification.
Frequently Asked Questions About NERSI ₦50,000 Cash Support
1. What is the full meaning of NERSI?
NERSI stands for National Emergency Relief and Stabilization Intervention. It is a Federal Government cash assistance programme coordinated by the Federal Ministry of Humanitarian Affairs and Poverty Reduction.
2. How much is the NERSI grant?
Selected beneficiaries receive ₦50,000 monthly under the intervention.
3. Is NERSI registration open to everyone?
No. There is no public application or registration form. Beneficiaries are selected through verified national identity records and the National Social Register.
4. How can I check my NERSI eligibility?
You can check through the official services of the approved payment providers: ALAT, MoMo PSB, NairaGram, OPay and Moniepoint. Follow the eligibility instructions provided by your designated provider.
5. Which banks or platforms are approved for NERSI payments?
The five approved providers are ALAT by Wema Bank, MoMo PSB, NairaGram, OPay and Moniepoint.
6. Do I need to pay to receive the NERSI grant?
No. NERSI is free. Nobody should demand a registration, processing or activation fee to help you receive the support.
7. Is the NERSI payment refundable?
No. It is a grant, not a loan. Beneficiaries are not required to repay the support.
8. Can OPay customers receive the NERSI ₦50,000 support?
Yes. OPay is one of the five approved payment providers. However, having an OPay account does not automatically qualify you for the grant.
9. What happens if I have not received an NERSI SMS?
You may not have been selected in the current phase, or your notification may not have arrived yet. Payments are being distributed in phases. Check the official programme information and your designated payment provider.
10. Can I apply for NERSI through a government office?
There is no public application process. Beneficiaries are identified through existing verified records, and nobody can add you to the list for a fee.
11. Can I receive NERSI without a smartphone?
Yes. The official programme provides USSD access through its approved payment providers, so a basic mobile phone can be sufficient.
12. What is the official NERSI helpline?
The official programme helpline is 0700-022-2222.
